Terms and Conditions

Please read these terms and conditions carefully before using the services provided by Jan Bhawna Micro benefit. By using our services, you agree to be bound by these terms and conditions.

Services

We provide financial services, including loans and other forms of credit, to eligible individuals and businesses. Our services are subject to eligibility requirements and other conditions, as determined by us in our sole discretion.

Loan applications and approval

To apply for a loan, you must provide accurate and complete information about yourself, your business (if applicable), and your financial history. We reserve the right to verify the information you provide and to request additional documentation or information as needed.

Approval of a loan application is subject to our evaluation of your creditworthiness, financial stability, and other factors. We may also consider your business plan, if applicable, and the intended use of the loan proceeds in making our decision.

Loan terms

If your loan application is approved, we will provide you with a loan agreement outlining the terms and conditions of the loan. This agreement will include the amount of the loan, the interest rate, the repayment period, and other relevant terms.

You agree to make timely payments of principal and interest according to the schedule outlined in the loan agreement. Failure to make payments as agreed may result in additional fees, penalties, and other consequences as outlined in the loan agreement.

Fees and charges

We may charge fees and other charges in connection with our services, including origination fees, late fees, and other charges as outlined in the loan agreement. You agree to pay these fees and charges as outlined in the loan agreement and in accordance with applicable law.

Intellectual property

Our website, including all text, graphics, logos, and other content, is protected by copyright and other intellectual property laws. You may not copy, distribute, or otherwise use our website or its content without our prior written consent.

Limitation of liability

We are not liable for any damages, losses, or other consequences arising from your use of our services, except as expressly provided in the loan agreement or as required by law. We are not responsible for any errors, omissions, or inaccuracies in the information we provide or for any consequences arising from reliance on that information.

Governing law

These terms and conditions are governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising from these terms and conditions or our services will be resolved exclusively in the courts of [Jurisdiction].

Amendments

We may amend these terms and conditions from time to time by posting updated terms on our website or by other means. Your continued use of our services after such amendments will constitute your acceptance of the amended terms.

If you have any questions or concerns about these terms and conditions or our services, please contact us using the information provided on our website.